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Building Restoration Services by Fox Works
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Insurance Claim Process
For homeowners replacing their roof for the first time, the insurance process can be daunting. Premier Roofing is here to help make your roofing project as easy as possible, especially if you also need fire restoration services or masonry restoration due to prior damage.
1) Get a roof inspection from a reputable, local roofing company.
Many homeowners call their insurance company first. However, your roof may not have damage. In this case, this "claim" may count against you anyway. Start with a free, no-obligation roof inspection and receive a detailed inspection report. This is particularly important if you're also dealing with storm damage restoration in other areas of your home.
2) If you have damage, make a claim with your insurance.
With your inspection report in hand, you can file your claim on your homeowner’s policy with confidence. Your insurance company will likely ask if your roof has already been inspected and if you have selected a contractor. Keep in mind, you can work with any roofing company you wish; it is entirely your choice.
3) Have your insurance adjuster and your roofer inspect your roof together.
When they inspect the roof together, they are more likely to be on the same page about what will be covered by insurance. This will save you a lot of back-and-forth phone calls and help you to get the project started more quickly.
4) Schedule your roof replacement with your selected roofing company.
At this point in the process, our customers are assigned a Project Manager who serves as the homeowner’s point of contact for the duration of the project. Typical roof replacements take 1-2 days, start to finish. You are not required to be home when the work is being completed.
5) Your deductible should be your only out-of-pocket expense.
Your insurance company will cut you a check, and once your roof work is done, you will pay that to your roofing contractor. If your home has experienced any issues requiring fire restoration services or masonry restoration, make sure to address these with your contractor as well.